AMKMC

CWS

PAUL TAN- IN POWER AND GLORY

REVELATION OF END TIMES

GARY-HAMRICK

PROPHETS

WITNESS OF THE STARS

Instruction In Righteousness

THE LORD SUPPER

Vision

CROWN -GODLY WISDOM ON MONEY

CWS NJEC 2009

Vision

Sermons

Home/Life Groups

Prayers

Camp

Scriptures

Living Quotes

End Times

Chinese

 

 Week 1 - Introduction-stewardship

-Biblical answer

Thriftiness is multiplying my resources through wise investments

 so I have more to give back to God.

Thriftiness is the basis for wise

 stewardship

Read Word of God  

CROWN BIBLICAL FINANCIAL STUDIES

WHEEL OF FAITHFULNESS

Christ BeFore Self

Week 1Introduction Week 2 God's part Week 3 Debt Week 4- Counsel Week 5 - Honesty
 Week 6 Giving Week 7 Work Week 8 Investing Week 9 Perspective Week 10 Eternity
         
         
         
         
         
         
Week 2

 

Luke 16:11

11 So if you have not been trustworthy in handling worldly wealth, who will trust you with true riches?

16:11 倘若你们在不义的钱财上不忠心、

谁还把那真实的钱财托付你们呢。 

 

Hear

God

 Speaks

 

 Lesson Notes Money does matter and set your financial hosue in order. Learning to be content.
Homework  
Your Money Counts  
Practical Applications We are handling His possessions and His money
 Sharing  
 Scriptures  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Lesson Notes     

There are 500 verses on faith, 500 on prayers but 2,350 verses on  money and possessions . 16 of the 38 parables were concerned about how to handle money and possessions. Financial problems destroy families and marriage. The bible is a blueprint for living and offers God's principles on how to handle money and possessions- how to gain them and use them.

Can we serve God and money - can we have 2 masters?Matt 6:24  

Learning to be content Phil 4:11-13.

Definition

Thriftiness is the basis for wise stewardship. Therefore, Jesus' teaching on stewardship provides an understanding of thriftiness.

The Greek word for steward-ship is oikonomia; it identifies a steward's management of the property of his master. His faithfulness is determined by how successful he is in wisely using and increasing the resources under his care.

The Importance of Thriftiness

When we meet the Lord at the end of our lives, He will give us an evaluation of our thriftiness. His highest commendation will be, "Well done, thou good and faithful servant: thou hast been faithful over a few things, I will make thee ruler over many things: enter thou into the joy of thy lord" (Matthew 25:21).

Requirements of Stewardship

Entrance into Heaven is not a reward for our good works. It is the gift of God to those who cry out to Him for salvation through faith in the Lord Jesus Christ. However, when a believer enters Heaven, he will be commended on the basis of his stewardship.

(See II Corinthians 5:10.) Therefore, the account of three stewards that Jesus presented provides significant insights about thriftiness.

"For the kingdom of heaven is as a man travelling into a far country, who called his own servants, and delivered unto them his goods. And unto one he gave five talents, to another two, and to another one; to every man according to his several ability; and straightway took his journey.

"Then he that had received the five talents went and traded with the same, and made them other five talents. And likewise he, that had received two, he also gained other two. But he that had received one went and digged in the earth, and hid his lord's money "After a long time the lord of those servants cometh, and reckoneth with them. And so he that had received five talents came and brought other five talents, saying, Lord, thou deliveredst unto me five talents: behold, I have gained beside them five talents more. His lord said unto him, Well done, thou good and faithful servant: thou hast been faithful over a few things, I will make thee ruler over many things: enter thou into the joy of thy lord.

 "He also that had received two talents came and said, Lord, thou deliveredst unto me two talents: I behold, I have gained two other talents beside them. His lord said unto him, Well done,, good and faithful servant; thou hast been faithful over a few things, I will make thee ruler over many things: enter thou into the joy of thy lord.

"Then he which had received the one talent came and said, Lord, I knew thee that thou art an hard man, reaping where thou hast not sown, and gathering where thou hast not strawed: And I was afraid, and went and hid thy talent in the earth: lo, there thou hast that is thine.

"His lord answered and said unto him, Thou wicked and slothful servant, thou knewest that I reap where I sowed not, and gather where I have not strawed: Thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received mine own with usury"

(Matthew 21.14-27).

It appears that the first two servants understood and practiced the principles of thriftiness. They used as few funds as possible for consumable items, and as much of their resources as possible on that which would bring greater returns.

How Thriftiness Differs From Stinginess

Thriftiness is using as few resources as possible for my own needs so that I will have greater resources for generosity to God and to others. Stinginess is keeping back what should be given to others so that I will have more for myself. God condemns stinginess. "He that by usury and unjust gain increaseth his substance, he shall gather it for him that will pity the poor" (Proverbs 28:8).

"Behold, the hire of the labourers who have reaped down your fields, which is of you kept back by fraud, crieth: and the cries of them which have reaped are entered into the ears of the Lord of sabaoth" (James 5:4).

Quotes

Thriftiness is foundation of every generous deed.

"Earn all you can. Save all you can. Give all you can." -John Wesley

"A fool may make money, but it needs a wise man to spend it." - C. H. Spurgeon

Thriftiness is a way of life for those who enjoy the rewards of giving.

A dollar saved is more re than a dollar earned, because of the appreciating value of what we earn.

Borrowing is the bane of thriftiness, because it turns the joy of saving into the bondage of survival.

"God's work done in God's way will never lack God's supply. He is too wise a God to frustrate His purposes with lack of funds; and He can just as easily supply ahead of time as afterwards, and He much prefers doing so." J. Hudson Taylor

A man's treatment of money is the most decisive test of his character-how he makes it and spends it."-James Moffat

Learn from the Koalas

Because koalas eat only eucalyptus leaves that contain very little nutritional value, they must conserve every bit of energy. To "get by" on less, koalas move very slowly and sleep most of the day

 

CLICK TO TOP

 

Homework

 

 

 

 

 

 

 

 

CLICK TO TOP

 

Your Money Counts  

 

 

 

 

 

 

CLICK TO TOP

 

Practical Applications

Aspects of Thriftiness

1.      Thriftiness begins by being content with basics.

A person who believes that happiness is measured by personal possessions will not be capable of true thriftiness. He will use up valuable assets for things that neither profit nor satisfy. Jesus warned, "Take heed, and beware of covetousness: for a man's life consisteth not in the abundance of the things which he possesseth" (Luke 12:15).

On the other hand, a person who is content with the basic essentials of life will have the natural ability to be thrifty. "Having food and raiment let us be therewith content" (I Timothy 6:8).

2.      Thriftiness is using creativity to increase assets.

Just as the two faithful stewards doubled their assets, so Jacob found creative ways to multiply the flocks that were entrusted to him. A thrifty man will understand how God designed things to work and will use this knowledge to increase productivity.

3.      Thriftiness is protecting assets by putting up with irritations.

Life is filled with irritations and conditions that are less than ideal. Personal comfort often comes with a high price and is only temporary. A thrifty person will put up with temporary messiness that is necessary for productivity "Where no oxen are, the crib is clean: but much increase is by the strength of the ox" (Proverbs 14:4).

4.      Thriftiness is having only those personal possessions that are functional.

Jesus is the ultimate example of thriftiness. He owned only the things that were essential for life and ministry. When He sent out the twelve disciples, He "gave them power and authority over all devils, and to cure diseases. And he sent them to preach the kingdom of God, and to heal the sick. And he said unto them, Take nothing for your journey, neither staves, nor scrip, neither bread, neither money; neither have two coats apiece" (Luke 9:1-3).

Paul also understood how temporal things can be a hindrance to effectiveness in the work of the Lord. "But what things were gain to me, those I counted loss for Christ. Yea doubtless, and I count all things but loss for the excellency of the knowledge of Christ Jesus my Lord: for whom I have suffered the loss of all things, and do count them but dung, that I may win Christ" (Philippians 3:7-8).

5.      Thriftiness is making offers rather than asking for quotes.

The wisdom that God gave Solomon included the ability to gain and retain riches. He compared a man's responsibility to preserve his riches with a woman's responsibility to maintain her purity. "A gracious woman retaineth honour: and strong men retain riches" (Proverbs 11:16). Solomon provides a significant example of negotiating for the best buy through his business dealings with King Hiram.

First, Solomon reaffirmed the friendship that existed between his father, David, and King Hiram. Then he explained the importance of the building he was planning for the God of Heaven. He requested lumber from King Hiram's forests, but he himself supplied the labor, which greatly reduced the cost. Then he made his offer:

"Send me also cedar trees, fir trees, and algum trees, out of Lebanon: for I know that thy servants can skill to cut timber in Lebanon; and, behold, my servants shall be with thy servants, Even to prepare me timber in abundance: for the house which I am about to build shall be wonderful great. And, behold, I will give to thy servants, the hewers that cut timber, twenty thousand measures of beaten wheat, and twenty thousand measures of barley, and twenty thousand baths of wine, and twenty thousand baths of oil" (II Chronicles 2:8-10).

Solomon also advises the buyer that a seller will inflate the value of his products, and this must be counteracted in a gracious way. "It is nought, it is nought, saith the buyer: but when he is gone his way, then he boasteth" (Proverbs 20:14).

6.      Thriftiness is gathering up the fragments after a project.

When Jesus fed the five thousand, He demonstrated thriftiness by not allowing the remaining food to go to waste. "And they did all eat, and were filled: and they took up of the fragments that remained twelve baskets full" (Matthew 14:20).

Thriftiness requires diligence, whereas extravagance breeds slothfulness. Solomon pointed out this when he wrote, "The slothful man roasteth not that which he took in hunting: but the substance of a diligent man is precious" (Proverbs 12:27).

7.      Thriftiness is saving during times of plenty.

When a person's income increases, it is his tendency to also increase his standard of living, spending the increase on personal comforts and luxuries. This tendency is identified in Scripture. "When goods increase, they are increased that eat them: and what good is there to the owners thereof, saving the beholding of them with their eyes?" (Ecclesiastes 5:11).

On the other hand, Joseph demonstrated the wisdom of thriftiness when he gave a survival plan to Pharaoh. During the years of plenty, twenty percent of the harvest was stored, and then it was used during the lean years. (See Genesis 41.)

Thriftiness requires a long-range goal that is more important than immediate luxuries and conveniences. Our goal is to advance God's kingdom and please the Lord.

Three Requirements for Thriftiness

Because thriftiness is related to good stewardship, the requirements that Jesus gave to His disciples for faithfulness would' apply.

First, one must be faithful in little things.

Second, one must be faithful in the use of money.

Third, one must be faithful in caring for that which belongs to another person.

 

Personal Evaluation-How thrifty are you?

Do you keep detailed records of your resources so you know how they are being spent?

Do you take time to evaluate the profitability of each investment you make?

Do you plan out each day so you can make the wisest use of every hour?

Do you use principles of negotiation so you can get the best buy and also help your suppliers save money?

Do you save all you can so you can have available funds to give?

Are you using your energies and resources primarily for yourself or for the needs of others?

Do you study procedures to see how they can be more efficient and less costly?

When your income in-creases, do you keep the same standard of living so you have more to give?

When God reviews your investments of time, energy, and money, will He commend you for your thriftiness or condemn you for extravagance?

Adapted from : The Power for True Success: How to Build Character in Your Life

CLICK TO TOP

Sharing

The Parable of The Rich Fool

Rev Stanley Chua

Scripture Passage: Luke 12:13-21

Summary:

The parable describes a financially successful man, yet Jesus tells us the rich man was a fool! Nobody wants to be a fool, but the tragedy in life is that some people become foolish; especially when their sole aim is to pursue material wealth. It has a way of making even the wisest of us seem foolish at times. We want enough or perhaps a bit more resources to enjoy life and provide for our families, and God is not against riches. But wealth can at times rob us of our devotion to God and destroy our relationships with others. Jesus addressed the issue of stewardship and money frequently because money matters. If we are to learn to grow in Christ and love God wholeheartedly, we need to have a right perspective on money.

The parable provides four signs to guard against:

1.   We become foolish when our saving becomes hoarding. The main concern of the rich man was to store and conserve his wealth. He did not think of helping others and never shared his possessions. There is nothing wrong with saving, except when it develops into hoarding and greed. This shows we are finding satisfaction in the wrong place. The end result would be spiritual poverty.

2.   We become foolish when our only goal in life is self indulgence. In verses 17-19, the rich man used the words “I“ and “mine” at least ten times. He did not see others or even God as a source of his bounty, but credited all his wealth to his own doing. His error was not his success; rather, the issue was his self indulgence and aim of enjoying a long life of ease.

3.   We become foolish when our planning is presumptuous. The parable shows how much we can assume, and how little we can guarantee the future. The rich man was planning on living a long life. His mistake of not taking God into consideration was presumptive planning. Such an attitude is condemned in James 4: 13-16. There is a difference between goal setting and presumptive planning. We should daily realise our complete dependence on God, and the possibility that our plans for the future may not be God’s will for us. Life is unpredictable. Presumptive planning is a sign that we are finding satisfaction in the wrong place.

4.   We become foolish when we see our wealth as only being in the material. A material person views wealth as more important than spiritual values. The priority is to pursue wealth and luxury at all costs. The biggest problem with such a materialistic philosophy is that people treat the temporal as if it were eternal, and the eternal as if it was non-existent. The rich fool was so consumed with getting rich that he forgot all these were temporary. The choice of material possessions over spiritual riches is fatal.

5.   How can we store riches in heaven? Jesus says it is through dependence on God, prayer and fasting, giving to the poor, loving your enemies and a host of other heaven directed activities that we store up riches in heaven (Mt 6). We must take heed not to live just for the pursuit of material wealth. It is more a blessing to give than to receive.

The Good Steward

Rev Ivan Tan

Scripture Passage: Matthew 24:45-51 – Parable of the Stewards

Summary:

The context of Matthew 24:45-51 is Jesus’ teaching about His return at the end of time. The warning in the passage before is “to be ready”, for the time of His return is not known. Thus, while we wait for His coming again, the Lord urges us to be good stewards.

The Greek word for ‘steward’ is oikonómos which stems from two words: oíkos, meaning house or household and nemó which is to allot or apportion.

So a steward is someone who is entrusted by the master to manage or take care of the household. In the master’s absence, a good steward is one who is faithful and wise. He carries out his duties to ensure the household is properly taken care of and is always ready for the master’s return. When that happens, the good steward is commended and rewarded. In contrast, the bad steward takes advantage of the master’s delayed return and neglects his duties. He is called ‘wicked’ for not being ready to face his master and a warning of severe reprimand highlights the seriousness of this neglect.

We are God’s stewards, who are entrusted with authority and represent our Master. Stewards can only be either good or bad. What has God entrusted us with? Many precious things – God’s Gifts, Grace and Earth.

God’s Gifts – we are bestowed many gifts by God. Each of us has talents, opportunities in life, possessions, family and loved ones. We are to be grateful for all these, and take care of them.

God’s Grace – “As each has received a gift, use it to serve one another, as good stewards of God's varied grace" (1 Pet. 4:10). We are beneficiaries of God’s grace. We have received the Gospel of our salvation, spiritual gifts and the ministry of reconciliation. In turn, we are to share the good news, exercise those gifts and be agents of forgiveness and reconciliation.

God’s Earth – God has created the earth in all its wonder and beauty. Genesis 2:15 tells us, “The LORD God took the man and put him in the garden of Eden to work it and keep it”. We are responsible to work the earth and to take care of it. If we are faithful with small things, we will be faithful with much. We should do our part to reduce, reuse and recycle all the resources entrusted to us as good stewards of God’s earth.

On this pledge Sunday, we are reminded that our pledge is an expression of our commitment to God. All that we have belongs to Him. Are we good or bad stewards? Are we faithful and wise in taking care of all that He has entrusted us with?

Let us pledge our whole lives to Him!

 

CLICK TO TOP

 

Scriptures

 

 Isaiah 55: 8-9

8 "For my thoughts are not your thoughts, neither are your ways my ways," declares the Lord.

9  "As the heavens are higher than the earth, so are my ways higher than your ways and my thoughts than your thoughts."

55:8  耶和华说、我的意念、非同你们的意念、我的道路、非同你们的道路。 

55:9 天怎样高过地、照样我的道路、高过你们的道路、我的意念、高过你们的意念。 

 "I have shewed you all things, how that so labouring ye ought to support the weak, and to remember the words of the Lord Jesus, how he said, It is more blessed to give than to receive" Acts 20:35

"While we look not at the things which are seen, but at the things which are not seen: for the things which are seen are temporal; but the things which are not seen are eternal." Corinthians 4:18

"The kingdom of heaven is like unto treasure hid in a field; the which when a man hath found, he hideth, and for joy thereof goeth and selleth all that he hath, and buyeth that field."-Matthew 13:44

"Every where and in all things I am instructed both to be full and to be hungry, both to abound and to suffer need."-Philippians 4:12

 

CLICK TO TOP